FICS vs TPIF

AFICS

BTPIF

Measures won1–5TPIF wins · of 6 · 5Y

$10,000 · 5Y$15,497VEA · TPIF $14,786

Lowest cost0.03%VEA · $3 on $10k

Most income2.65%TPIF · $265 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common9.4%FICS and TPIF

FICS

TPIF

First Trust International Developed Capital Strength ETF · $205MTimothy Plan International ETF · $269M

+14.2%3 years · per year$14,900 · $17,388+20.2%

+5.3%5 years · per year$12,962 · $14,786+8.1%

0.70%Expense ratio$70 · $62 on $10k · lower wins0.62%

1.83%12-mo yield$183 · $265 on $10k2.65%

−10.3%Worst dropSmaller wins−10.2%

14.1%VolatilityLower wins15.3%

1–5TPIF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFICS · TPIF

2.1%TLS.AX0.5%

2.1%SAMPO.HE0.5%

2.1%SLHN.SW0.5%

2.0%GWO.TO0.5%

Held in common9.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.5%	+11.7%	+16.3%	+20.2%	+8.1%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B
4	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.83%	+1.7%	+7.8%	+13.1%	+14.2%	+5.3%	−10.3%	$205M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.5%	+11.7%	+16.3%	+20.2%	+8.1%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B
4	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.83%	+1.7%	+7.8%	+13.1%	+14.2%	+5.3%	−10.3%	$205M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FICS vs TPIF

FICS

First Trust International Developed Capital Strength

$12,962

TPIF

Timothy Plan International

$14,786

MeasureFICSTPIF

Fee0.70%0.62%

Cost on $10k a year$70$62

Yield1.83%2.65%

5 years, per year+5.3%+8.1%

3 years, per year+14.2%+20.2%

Worst drop · 1Y−10.3%−10.2%

Volatility · 1Y14.1%15.3%

5–1measures won
TPIF first

9.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FICS, TPIF, IEMG, VEA

Today

34.2%most shared, TPIF and VEA

FICSTPIFIEMGVEA

FICS—9.4%0.1%9.2%

TPIF9.4%—2.9%34.2%

IEMG0.1%2.9%—9.5%

VEA9.2%34.2%9.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

IEMG$242 − $9 = $233

TPIF$265 − $62 = $203

FICS$183 − $70 = $113

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee