FICS vs VT

AFICS

BVT

Measures won2–4VT wins · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VT $15,957

Lowest cost0.03%VEA · $3 on $10k

Most income2.44%VEA · $244 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.5%FICS and VT

FICS

First Trust International Developed Capital Strength ETF · $205MVanguard Total World Stock ETF · $81.8B

+14.2%3 years · per year$14,900 · $17,661+20.9%

+5.3%5 years · per year$12,962 · $15,957+9.8%

0.70%Expense ratio$70 · $6 on $10k · lower wins0.06%

1.83%12-mo yield$183 · $155 on $10k1.55%

−10.3%Worst dropSmaller wins−9.7%

14.1%VolatilityLower wins14.9%

2–4VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFICS · VT

2.0%RY.TO0.2%

2.1%NOVN.SW0.2%

2.0%ROP.SW0.2%

2.1%NESN.SW0.2%

Held in common2.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	BVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.83%	+1.7%	+7.8%	+13.1%	+14.2%	+5.3%	−10.3%	$205M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	BVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.83%	+1.7%	+7.8%	+13.1%	+14.2%	+5.3%	−10.3%	$205M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FICS vs VT

FICS

First Trust International Developed Capital Strength

$12,962

Vanguard Total World Stock

$15,957

MeasureFICSVT

Fee0.70%0.06%

Cost on $10k a year$70$6

Yield1.83%1.55%

5 years, per year+5.3%+9.8%

3 years, per year+14.2%+20.9%

Worst drop · 1Y−10.3%−9.7%

Volatility · 1Y14.1%14.9%

4–2measures won
VT first

2.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FICS, VT, SPY, VEA

Today

55.2%most shared, VT and SPY

FICSVTSPYVEA

FICS—2.5%0.0%9.2%

VT2.5%—55.2%23.3%

SPY0.0%55.2%—0.0%

VEA9.2%23.3%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

VT$155 − $6 = $149

FICS$183 − $70 = $113

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee