FLMI vs SUB

AFLMI

BSUB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · FLMI $10,976

Lowest cost0.07%SUB · $7 on $10k

Most income4.09%FLMI · $409 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FLMI and SUB

FLMI

SUB

Franklin Dynamic Municipal Bond ETF · $2.4BiShares Short-Term National Muni Bond ETF · $13.3B

+6.7%3 years · per year$12,132 · $11,044+3.4%

+1.9%5 years · per year$10,976 · $10,841+1.6%

0.30%Expense ratio$30 · $7 on $10k · lower wins0.07%

4.09%12-mo yield$409 · $257 on $10k2.57%

−7.2%Worst dropSmaller wins−1.9%

3.9%VolatilityLower wins1.4%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLMI · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AFLMI	Franklin Dynamic Municipal Bond ETFRead Desk	0.30%	4.09%	+0.3%	+0.6%	+1.3%	+6.7%	+1.9%	−7.2%	$2.4B
3	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.5%	+2.3%	+3.4%	+1.6%	−1.9%	$13.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AFLMI	Franklin Dynamic Municipal Bond ETFRead Desk	0.30%	4.09%	+0.3%	+0.6%	+1.3%	+6.7%	+1.9%	−7.2%	$2.4B
3	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.5%	+2.3%	+3.4%	+1.6%	−1.9%	$13.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLMI vs SUB

FLMI

Franklin Dynamic Municipal Bond

$10,976

SUB

iShares Short-Term National Muni Bond

$10,841

MeasureFLMISUB

Fee0.30%0.07%

Cost on $10k a year$30$7

Yield4.09%2.57%

5 years, per year+1.9%+1.6%

3 years, per year+6.7%+3.4%

Worst drop · 1Y−7.2%−1.9%

Volatility · 1Y3.9%1.4%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: FLMI, SUB, SGOV

Today

[…]holdings […]

FLMISUBSGOV

FLMI—[…][…]

SUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$379most kept, FLMI

FLMI$409 − $30 = $379

SGOV$363 − $9 = $354

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee