FLQL vs GSLC

AFLQL

BGSLC

Measures won4–2FLQL wins · of 6 · 5Y

$10,000 · 5Y$17,769FLQL · SPY $17,099

Lowest cost0.09%GSLC · $9 on $10k

Most income1.13%FLQL · $113 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common57.2%FLQL and GSLC

FLQL

GSLC

Franklin U.S. Large Cap Multifactor Index ETF · $2.0BGoldman Sachs ActiveBeta U.S. Large Cap Equity ETF · $15.6B

+21.7%3 years · per year$18,022 · $17,687+20.9%

+12.2%5 years · per year$17,769 · $16,399+10.4%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

1.13%12-mo yield$113 · $105 on $10k1.05%

−9.0%Worst dropSmaller wins−9.5%

15.1%VolatilityLower wins13.1%

4–2FLQL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLQL · GSLC

8.3%AAPL7.7%

6.6%NVDA7.2%

5.8%MSFT5.8%

3.5%AMZN3.6%

Held in common57.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BGSLC	Goldman Sachs ActiveBeta U.S. Large Cap Equity ETFRead Desk	0.09%	1.05%	−4.1%	+7.2%	+8.7%	+20.9%	+10.4%	−9.5%	$15.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BGSLC	Goldman Sachs ActiveBeta U.S. Large Cap Equity ETFRead Desk	0.09%	1.05%	−4.1%	+7.2%	+8.7%	+20.9%	+10.4%	−9.5%	$15.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs GSLC

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,769

GSLC

Goldman Sachs ActiveBeta U.S. Large Cap Equity

$16,399

MeasureFLQLGSLC

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield1.13%1.05%

5 years, per year+12.2%+10.4%

3 years, per year+21.7%+20.9%

Worst drop · 1Y−9.0%−9.5%

Volatility · 1Y15.1%13.1%

3–2measures won
FLQL first

57.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FLQL, GSLC, SPY

Today

74.5%most shared, GSLC and SPY

FLQLGSLCSPY

FLQL—57.2%56.4%

GSLC57.2%—74.5%

SPY56.4%74.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$98most kept, FLQL

FLQL$113 − $15 = $98

GSLC$105 − $9 = $96

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee