FLQL vs IVV

AFLQL

BIVV

Measures won1–5IVV wins · of 6 · 5Y

$10,000 · 5Y$17,769FLQL · VOO $17,156

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common56.4%FLQL and IVV

FLQL

IVV

Franklin U.S. Large Cap Multifactor Index ETF · $2.1BiShares Core S&P 500 ETF · $887B

+21.7%3 years · per year$18,022 · $18,221+22.1%

+12.2%5 years · per year$17,769 · $17,151+11.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.13%12-mo yield$113 · $114 on $10k1.14%

−9.0%Worst dropSmaller wins−8.9%

15.1%VolatilityLower wins13.6%

1–5IVV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLQL · IVV

8.3%AAPL7.7%

6.6%NVDA7.3%

5.8%MSFT6.2%

3.5%AMZN3.9%

Held in common56.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs IVV

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,769

IVV

iShares Core S&P 500

$17,152

MeasureFLQLIVV

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.13%1.14%

5 years, per year+12.2%+11.4%

3 years, per year+21.7%+22.1%

Worst drop · 1Y−9.0%−8.9%

Volatility · 1Y15.1%13.6%

4–1measures won
IVV first

56.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FLQL, IVV, VOO

Today

93.5%most shared, IVV and VOO

FLQLIVVVOO

FLQL—56.4%56.6%

IVV56.4%—93.5%

VOO56.6%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$110 − $3 = $107

FLQL$113 − $15 = $98

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee