FLQL vs SCHD · Compare Desk

ASCHD

BIVV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,118IVV · SCHD $16,881

Lowest cost0.03%IVV · $3 on $10k

Most income2.91%SCHD · $291 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common8.4%SCHD and IVV

SCHD vs IVV

SCHD

IVV

Schwab U.S. Dividend Equity ETF · $123BiShares Core S&P 500 ETF · $887B

+21.4%3 years · per year$17,908 · $19,178+24.2%

+11.0%5 years · per year$16,881 · $18,118+12.6%

0.06%Expense ratio$6 · $3 on $10k · lower wins0.03%

2.91%12-mo yield$291 · $109 on $10k1.09%

−6.9%Worst dropSmaller wins−8.9%

11.5%VolatilityLower wins12.9%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsSCHD · IVV

4.2%CVX0.7%

4.3%PG0.6%

4.2%KO0.6%

4.0%UNH0.6%

Held in common8.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHD vs IVV

SCHD

Schwab U.S. Dividend Equity

$16,881

IVV

iShares Core S&P 500

$18,118

MeasureSCHDIVV

Fee0.06%0.03%

Cost on $10k a year$6$3

Yield2.91%1.09%

5 years, per year+11.0%+12.6%

3 years, per year+21.4%+24.2%

Worst drop · 1Y−6.9%−8.9%

Volatility · 1Y11.5%12.9%

3–3measures won
level

8.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: SCHD, IVV

Today

8.4%most shared, SCHD and IVV

SCHDIVV

SCHD—8.4%

IVV8.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

IVV$109 − $3 = $106

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee