FLQL vs SCHD

AFLQL

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,769FLQL · SPY $17,099

Lowest cost0.06%SCHD · $6 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common11.3%FLQL and SCHD

FLQL

SCHD

Franklin U.S. Large Cap Multifactor Index ETF · $2.0BSchwab U.S. Dividend Equity ETF · $120B

+21.7%3 years · per year$18,022 · $17,414+20.3%

+12.2%5 years · per year$17,769 · $16,375+10.4%

0.15%Expense ratio$15 · $6 on $10k · lower wins0.06%

1.13%12-mo yield$113 · $298 on $10k2.98%

−9.0%Worst dropSmaller wins−6.9%

15.1%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLQL · SCHD

1.3%AMGN4.2%

1.3%TXN4.7%

1.1%VZ3.5%

1.0%QCOM3.9%

Held in common11.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs SCHD

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,769

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureFLQLSCHD

Fee0.15%0.06%

Cost on $10k a year$15$6

Yield1.13%2.98%

5 years, per year+12.2%+10.4%

3 years, per year+21.7%+20.3%

Worst drop · 1Y−9.0%−6.9%

Volatility · 1Y15.1%11.7%

4–2measures won
SCHD first

11.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FLQL, SCHD, SPY

Today

56.4%most shared, FLQL and SPY

FLQLSCHDSPY

FLQL—11.3%56.4%

SCHD11.3%—8.5%

SPY56.4%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

FLQL$113 − $15 = $98

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee