FLQL vs SCHD

AFLQL

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$18,286FLQL · IVV $17,545

Lowest cost0.03%VOO · $3 on $10k

Most income2.96%SCHD · $296 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common11.4%FLQL and SCHD

FLQL

SCHD

Franklin U.S. Large Cap Multifactor Index ETF · $2.1BSchwab U.S. Dividend Equity ETF · $122B

+21.8%3 years · per year$18,060 · $17,123+19.6%

+12.8%5 years · per year$18,286 · $16,459+10.5%

0.15%Expense ratio$15 · $6 on $10k · lower wins0.06%

1.09%12-mo yield$109 · $296 on $10k2.96%

−9.0%Worst dropSmaller wins−6.9%

15.3%VolatilityLower wins11.8%

2–4SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFLQL · SCHD

1.3%AMGN4.1%

1.2%TXN4.3%

1.2%VZ3.6%

1.0%KO4.3%

Held in common11.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.09%	+2.6%	+10.2%	+12.5%	+21.8%	+12.8%	−9.0%	$2.1B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
4	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.09%	+2.6%	+10.2%	+12.5%	+21.8%	+12.8%	−9.0%	$2.1B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
4	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs SCHD

FLQL

Franklin U.S. Large Cap Multifactor Index

$18,286

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureFLQLSCHD

Fee0.15%0.06%

Cost on $10k a year$15$6

Yield1.09%2.96%

5 years, per year+12.8%+10.5%

3 years, per year+21.8%+19.6%

Worst drop · 1Y−9.0%−6.9%

Volatility · 1Y15.3%11.8%

4–2measures won
SCHD first

11.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FLQL, SCHD, VOO, IVV

Today

92.7%most shared, VOO and IVV

FLQLSCHDVOOIVV

FLQL—11.4%56.4%56.2%

SCHD11.4%—7.6%8.6%

VOO56.4%7.6%—92.7%

IVV56.2%8.6%92.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

IVV$111 − $3 = $108

VOO$107 − $3 = $104

FLQL$109 − $15 = $94

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee