FLQL vs SCHV

AFLQL

BSCHV

Measures won2–4SCHV wins · of 6 · 5Y

$10,000 · 5Y$17,769FLQL · IVV $17,151

Lowest cost0.03%IVV · $3 on $10k

Most income1.84%SCHV · $184 on $10k

Smallest drop−6.9%SCHV · worst fall in 1Y

Held in common29.4%FLQL and SCHV

FLQL

SCHV

Franklin U.S. Large Cap Multifactor Index ETF · $2.1BSchwab U.S. Large-Cap Value ETF · $15.9B

+21.7%3 years · per year$18,022 · $17,488+20.5%

+12.2%5 years · per year$17,769 · $16,084+10.0%

0.15%Expense ratio$15 · $4 on $10k · lower wins0.04%

1.13%12-mo yield$113 · $184 on $10k1.84%

−9.0%Worst dropSmaller wins−6.9%

15.1%VolatilityLower wins11.8%

2–4SCHV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLQL · SCHV

1.9%JNJ2.2%

1.8%ABBV1.7%

1.4%CSCO1.3%

1.2%JPM3.0%

Held in common29.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.1B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	BSCHV	Schwab U.S. Large-Cap Value ETFRead Desk	0.04%	1.84%	−3.2%	+16.6%	+21.2%	+20.5%	+10.0%	−6.9%	$15.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.1B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	BSCHV	Schwab U.S. Large-Cap Value ETFRead Desk	0.04%	1.84%	−3.2%	+16.6%	+21.2%	+20.5%	+10.0%	−6.9%	$15.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs SCHV

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,769

SCHV

Schwab U.S. Large-Cap Value

$16,084

MeasureFLQLSCHV

Fee0.15%0.04%

Cost on $10k a year$15$4

Yield1.13%1.84%

5 years, per year+12.2%+10.0%

3 years, per year+21.7%+20.5%

Worst drop · 1Y−9.0%−6.9%

Volatility · 1Y15.1%11.8%

4–2measures won
SCHV first

29.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.9B

2–0VTV wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: FLQL, SCHV, IVV

Today

56.4%most shared, FLQL and IVV

FLQLSCHVIVV

FLQL—29.4%56.4%

SCHV29.4%—42.7%

IVV56.4%42.7%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$180most kept, SCHV

SCHV$184 − $4 = $180

IVV$114 − $3 = $111

FLQL$113 − $15 = $98

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee