FLQL vs SCHV

AFLQL

BSCHV

Measures won2–4SCHV wins · of 6 · 5Y

$10,000 · 5Y$17,829FLQL · SPY $17,118

Lowest cost0.04%SCHV · $4 on $10k

Most income1.85%SCHV · $185 on $10k

Smallest drop−6.9%SCHV · worst fall in 1Y

Held in common29.2%FLQL and SCHV

FLQL

SCHV

Franklin U.S. Large Cap Multifactor Index ETF · $2.1BSchwab U.S. Large-Cap Value ETF · $15.4B

+21.5%3 years · per year$17,915 · $17,361+20.2%

+12.3%5 years · per year$17,829 · $16,047+9.9%

0.15%Expense ratio$15 · $4 on $10k · lower wins0.04%

1.12%12-mo yield$112 · $185 on $10k1.85%

−9.0%Worst dropSmaller wins−6.9%

15.1%VolatilityLower wins11.8%

2–4SCHV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLQL · SCHV

1.9%JNJ2.2%

1.8%ABBV1.7%

1.4%CSCO1.3%

1.2%JPM3.0%

Held in common29.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.12%	+0.6%	+7.4%	+8.4%	+21.5%	+12.3%	−9.0%	$2.1B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BSCHV	Schwab U.S. Large-Cap Value ETFRead Desk	0.04%	1.85%	−0.3%	+16.2%	+20.0%	+20.2%	+9.9%	−6.9%	$15.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.12%	+0.6%	+7.4%	+8.4%	+21.5%	+12.3%	−9.0%	$2.1B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BSCHV	Schwab U.S. Large-Cap Value ETFRead Desk	0.04%	1.85%	−0.3%	+16.2%	+20.0%	+20.2%	+9.9%	−6.9%	$15.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs SCHV

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,829

SCHV

Schwab U.S. Large-Cap Value

$16,047

MeasureFLQLSCHV

Fee0.15%0.04%

Cost on $10k a year$15$4

Yield1.12%1.85%

5 years, per year+12.3%+9.9%

3 years, per year+21.5%+20.2%

Worst drop · 1Y−9.0%−6.9%

Volatility · 1Y15.1%11.8%

4–2measures won
SCHV first

29.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FLQL, SCHV, SPY

Today

56.1%most shared, FLQL and SPY

FLQLSCHVSPY

FLQL—29.2%56.1%

SCHV29.2%—43.3%

SPY56.1%43.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$181most kept, SCHV

SCHV$185 − $4 = $181

FLQL$112 − $15 = $97

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee