FLQL vs SCHX

AFLQL

BSCHX

Measures won2–3SCHX wins · of 6 · 5Y

$10,000 · 5Y$18,854FLQL · IVV $18,118

Lowest cost0.03%SCHX · $3 on $10k

Most income1.09%IVV · $109 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common55.4%FLQL and SCHX

FLQL

SCHX

Franklin U.S. Large Cap Multifactor Index ETF · $2.1BSchwab U.S. Large-Cap ETF · $74.3B

+24.0%3 years · per year$19,064 · $19,124+24.1%

+13.5%5 years · per year$18,854 · $17,574+11.9%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.07%12-mo yield$107 · $104 on $10k1.04%

−9.0%Worst dropSmaller wins−9.0%

14.3%VolatilityLower wins13.0%

2–3SCHX wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLQL · SCHX

8.0%AAPL7.0%

6.9%NVDA7.2%

5.5%MSFT5.6%

3.4%AMZN3.6%

Held in common55.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.07%	+1.4%	+12.2%	+12.3%	+24.0%	+13.5%	−9.0%	$2.1B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	BSCHX	Schwab U.S. Large-Cap ETFRead Desk	0.03%	1.04%	+1.5%	+12.9%	+12.8%	+24.1%	+11.9%	−9.0%	$74.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.07%	+1.4%	+12.2%	+12.3%	+24.0%	+13.5%	−9.0%	$2.1B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	BSCHX	Schwab U.S. Large-Cap ETFRead Desk	0.03%	1.04%	+1.5%	+12.9%	+12.8%	+24.1%	+11.9%	−9.0%	$74.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs SCHX

FLQL

Franklin U.S. Large Cap Multifactor Index

$18,854

SCHX

Schwab U.S. Large-Cap

$17,574

MeasureFLQLSCHX

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.07%1.04%

5 years, per year+13.5%+11.9%

3 years, per year+24.0%+24.1%

Worst drop · 1Y−9.0%−9.0%

Volatility · 1Y14.3%13.0%

3–2measures won
SCHX first

55.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: FLQL, SCHX, IVV

Today

94.5%most shared, SCHX and IVV

FLQLSCHXIVV

FLQL—55.4%56.2%

SCHX55.4%—94.5%

IVV56.2%94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

SCHX$104 − $3 = $101

FLQL$107 − $15 = $92

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee