FLQL vs SCHX

AFLQL

BSCHX

Measures won2–3SCHX wins · of 6 · 5Y

$10,000 · 5Y$17,769FLQL · VOO $17,156

Lowest cost0.03%SCHX · $3 on $10k

Most income1.13%FLQL · $113 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common55.6%FLQL and SCHX

FLQL

SCHX

Franklin U.S. Large Cap Multifactor Index ETF · $2.0BSchwab U.S. Large-Cap ETF · $71.0B

+21.7%3 years · per year$18,022 · $18,166+22.0%

+12.2%5 years · per year$17,769 · $16,646+10.7%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.13%12-mo yield$113 · $108 on $10k1.08%

−9.0%Worst dropSmaller wins−9.0%

15.1%VolatilityLower wins13.7%

2–3SCHX wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLQL · SCHX

8.3%AAPL7.3%

6.6%NVDA6.9%

5.8%MSFT5.9%

3.5%AMZN3.7%

Held in common55.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BSCHX	Schwab U.S. Large-Cap ETFRead Desk	0.03%	1.08%	−4.3%	+8.0%	+9.2%	+22.0%	+10.7%	−9.0%	$71.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BSCHX	Schwab U.S. Large-Cap ETFRead Desk	0.03%	1.08%	−4.3%	+8.0%	+9.2%	+22.0%	+10.7%	−9.0%	$71.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs SCHX

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,769

SCHX

Schwab U.S. Large-Cap

$16,646

MeasureFLQLSCHX

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.13%1.08%

5 years, per year+12.2%+10.7%

3 years, per year+21.7%+22.0%

Worst drop · 1Y−9.0%−9.0%

Volatility · 1Y15.1%13.7%

3–1measures won
SCHX first

55.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FLQL, SCHX, VOO

Today

91.4%most shared, SCHX and VOO

FLQLSCHXVOO

FLQL—55.6%56.6%

SCHX55.6%—91.4%

VOO56.6%91.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

SCHX$108 − $3 = $105

FLQL$113 − $15 = $98

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee