FLQL vs SPY

AFLQL

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$18,854FLQL · SPY $18,060

Lowest cost0.09%SPY · $9 on $10k

Most income1.07%FLQL · $107 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common56.3%FLQL and SPY

FLQL

SPY

Franklin U.S. Large Cap Multifactor Index ETF · $2.1BState Street SPDR S&P 500 ETF · $805B

+24.0%3 years · per year$19,064 · $19,132+24.1%

+13.5%5 years · per year$18,854 · $18,060+12.6%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

1.07%12-mo yield$107 · $99 on $10k0.99%

−9.0%Worst dropSmaller wins−8.9%

14.3%VolatilityLower wins12.9%

2–4SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsFLQL · SPY

8.0%AAPL7.4%

6.9%NVDA7.7%

5.5%MSFT5.9%

3.4%AMZN3.8%

Held in common56.3%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk		0.15%	1.07%	+1.4%	+12.2%	+12.3%	+24.0%	+13.5%	−9.0%	$2.1B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk		0.15%	1.07%	+1.4%	+12.2%	+12.3%	+24.0%	+13.5%	−9.0%	$2.1B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs SPY

FLQL

Franklin U.S. Large Cap Multifactor Index

$18,854

SPY

SPDR S&P 500

$18,060

MeasureFLQLSPY

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield1.07%0.99%

5 years, per year+13.5%+12.6%

3 years, per year+24.0%+24.1%

Worst drop · 1Y−9.0%−8.9%

Volatility · 1Y14.3%12.9%

4–2measures won
SPY first

56.3%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: FLQL, SPY

Today

56.3%most shared, FLQL and SPY

FLQLSPY

FLQL—56.3%

SPY56.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$92most kept, FLQL

FLQL$107 − $15 = $92

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee