FLQL vs VTI

AFLQL

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,829FLQL · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income1.12%FLQL · $112 on $10k

Smallest drop−8.9%VTI · worst fall in 1Y

Held in common53.2%FLQL and VTI

FLQL

VTI

Franklin U.S. Large Cap Multifactor Index ETF · $2.0BVanguard Morningstar Total Stock Market ETF · $689B

+21.5%3 years · per year$17,915 · $18,004+21.7%

+12.3%5 years · per year$17,829 · $16,375+10.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.12%12-mo yield$112 · $109 on $10k1.09%

−9.0%Worst dropSmaller wins−8.9%

15.1%VolatilityLower wins13.7%

2–4VTI wins

$10,000 · 5 yearsOne scale

Shared top holdingsFLQL · VTI

8.6%AAPL6.6%

6.3%NVDA7.1%

5.9%MSFT5.2%

3.6%AMZN3.3%

Held in common53.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk		0.15%	1.12%	+0.6%	+7.4%	+8.4%	+21.5%	+12.3%	−9.0%	$2.0B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk		0.15%	1.12%	+0.6%	+7.4%	+8.4%	+21.5%	+12.3%	−9.0%	$2.0B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLQL vs VTI

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,829

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureFLQLVTI

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.12%1.09%

5 years, per year+12.3%+10.4%

3 years, per year+21.5%+21.7%

Worst drop · 1Y−9.0%−8.9%

Volatility · 1Y15.1%13.7%

4–1measures won
VTI first

53.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FLQL, VTI

Today

53.2%most shared, FLQL and VTI

FLQLVTI

FLQL—53.2%

VTI53.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

FLQL$112 − $15 = $97

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee