FLRG vs IVV

AFLRG

BIVV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177VOO · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.45%FLRG · $145 on $10k

Smallest drop−7.1%FLRG · worst fall in 1Y

Held in common40.5%FLRG and IVV

FLRG

IVV

Fidelity U.S. Multifactor ETF · $292MiShares Core S&P 500 ETF · $853B

+18.7%3 years · per year$16,705 · $18,084+21.8%

+10.9%5 years · per year$16,760 · $17,177+11.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.45%12-mo yield$145 · $114 on $10k1.14%

−7.1%Worst dropSmaller wins−8.9%

11.1%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLRG · IVV

7.6%AAPL7.9%

6.6%NVDA6.9%

6.0%MSFT6.3%

4.6%GOOGL2.6%

Held in common40.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	AFLRG	Fidelity U.S. Multifactor ETFRead Desk	0.15%	1.45%	0.0%	+7.9%	+8.9%	+18.7%	+10.9%	−7.1%	$292M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	AFLRG	Fidelity U.S. Multifactor ETFRead Desk	0.15%	1.45%	0.0%	+7.9%	+8.9%	+18.7%	+10.9%	−7.1%	$292M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLRG vs IVV

FLRG

Fidelity U.S. Multifactor

$16,760

IVV

iShares Core S&P 500

$17,177

MeasureFLRGIVV

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.45%1.14%

5 years, per year+10.9%+11.4%

3 years, per year+18.7%+21.8%

Worst drop · 1Y−7.1%−8.9%

Volatility · 1Y11.1%13.6%

3–3measures won
level

40.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: FLRG, IVV, VOO

Today

92.2%most shared, IVV and VOO

FLRGIVVVOO

FLRG—40.5%40.3%

IVV40.5%—92.2%

VOO40.3%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$130most kept, FLRG

FLRG$145 − $15 = $130

IVV$114 − $3 = $111

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee