FLRN vs BND

AFLRN

BBND

Measures won5–1FLRN wins · of 6 · 5Y

$10,000 · 5Y$12,471FLRN · SGOV $12,091

Lowest cost0.03%BND · $3 on $10k

Most income4.25%FLRN · $425 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FLRN and BND

FLRN

BND

State Street SPDR Bloomberg Investment Grade Floating Rate ETF · $3.2BVanguard Total Bond Market ETF · $161B

+5.3%3 years · per year$11,688 · $11,576+5.0%

+4.5%5 years · per year$12,471 · $9,985−0.0%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

4.25%12-mo yield$425 · $412 on $10k4.12%

−0.2%Worst dropSmaller wins−4.5%

0.7%VolatilityLower wins4.0%

5–1FLRN wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLRN · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLRN	State Street SPDR Bloomberg Investment Grade Floating Rate ETFRead Desk	0.15%	4.25%	+0.1%	+3.6%	+4.3%	+5.3%	+4.5%	−0.2%	$3.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLRN	State Street SPDR Bloomberg Investment Grade Floating Rate ETFRead Desk	0.15%	4.25%	+0.1%	+3.6%	+4.3%	+5.3%	+4.5%	−0.2%	$3.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLRN vs BND

FLRN

SPDR Bloomberg Investment Grade Floating Rate

$12,471

BND

Vanguard Total Bond Market

$9,985

MeasureFLRNBND

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield4.25%4.12%

5 years, per year+4.5%−0.0%

3 years, per year+5.3%+5.0%

Worst drop · 1Y−0.2%−4.5%

Volatility · 1Y0.7%4.0%

5–1measures won
FLRN first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FLRN, BND, SGOV

Today

[…]holdings […]

FLRNBNDSGOV

FLRN—[…][…]

BND[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$410most kept, FLRN

FLRN$425 − $15 = $410

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee