FLUD vs PULS

AFLUD

BPULS

Measures won0–5PULS wins · of 6 · 5Y

$10,000 · 5Y$12,428PULS · FLUD $12,136

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.1%PULS · worst fall in 1Y

Held in common0.0%FLUD and PULS

FLUD

PULS

Franklin Ultra Short Bond ETF · $648MPGIM Ultra Short Bond ETF · $19.8B

+5.1%3 years · per year$11,600 · $11,666+5.3%

+3.9%5 years · per year$12,136 · $12,428+4.4%

0.15%Expense ratio$15 · $15 on $10k · lower wins0.15%

3.99%12-mo yield$399 · $436 on $10k4.36%

−0.2%Worst dropSmaller wins−0.1%

1.2%VolatilityLower wins0.4%

0–5PULS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFLUD · PULS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	AFLUD	Franklin Ultra Short Bond ETFRead Desk	0.15%	3.99%	+0.1%	+3.1%	+3.9%	+5.1%	+3.9%	−0.2%	$648M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	AFLUD	Franklin Ultra Short Bond ETFRead Desk	0.15%	3.99%	+0.1%	+3.1%	+3.9%	+5.1%	+3.9%	−0.2%	$648M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLUD vs PULS

FLUD

Franklin Ultra Short Bond

$12,136

PULS

PGIM Ultra Short Bond

$12,428

MeasureFLUDPULS

Fee0.15%0.15%

Cost on $10k a year$15$15

Yield3.99%4.36%

5 years, per year+3.9%+4.4%

3 years, per year+5.1%+5.3%

Worst drop · 1Y−0.2%−0.1%

Volatility · 1Y1.2%0.4%

5–0measures won
PULS first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: FLUD, PULS, VCIT, BNDX

Today

0.0%most shared, FLUD and PULS

FLUDPULSVCITBNDX

FLUD—0.0%[…][…]

PULS0.0%—[…][…]

VCIT[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

PULS$436 − $15 = $421

FLUD$399 − $15 = $384

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee