FLUD vs VCIT

AFLUD

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,127FLUD · SGOV $12,086

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FLUD and VCIT

FLUD

VCIT

Franklin Ultra Short Bond ETF · $646MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+5.0%3 years · per year$11,591 · $12,368+7.3%

+3.9%5 years · per year$12,127 · $10,508+1.0%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

3.99%12-mo yield$399 · $502 on $10k5.02%

−0.2%Worst dropSmaller wins−4.9%

1.2%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFLUD · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFLUD	Franklin Ultra Short Bond ETFRead Desk	0.15%	3.99%	0.0%	+3.0%	+3.9%	+5.0%	+3.9%	−0.2%	$646M
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFLUD	Franklin Ultra Short Bond ETFRead Desk	0.15%	3.99%	0.0%	+3.0%	+3.9%	+5.0%	+3.9%	−0.2%	$646M
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLUD vs VCIT

FLUD

Franklin Ultra Short Bond

$12,127

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureFLUDVCIT

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield3.99%5.02%

5 years, per year+3.9%+1.0%

3 years, per year+5.0%+7.3%

Worst drop · 1Y−0.2%−4.9%

Volatility · 1Y1.2%4.5%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FLUD, VCIT, SGOV

Today

[…]holdings […]

FLUDVCITSGOV

FLUD—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FLUD$399 − $15 = $384

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee