FLUD vs VOO

AFLUD

BVOO

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · FLUD $12,127

Lowest cost0.03%VOO · $3 on $10k

Most income3.99%FLUD · $399 on $10k

Smallest drop−0.2%FLUD · worst fall in 1Y

Held in common0.7%FLUD and VOO

FLUD

VOO

Franklin Ultra Short Bond ETF · $647MVanguard S&P 500 ETF · $1.00T

+5.0%3 years · per year$11,591 · $18,224+22.1%

+3.9%5 years · per year$12,127 · $17,156+11.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

3.99%12-mo yield$399 · $110 on $10k1.10%

−0.2%Worst dropSmaller wins−8.9%

1.2%VolatilityLower wins13.5%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsFLUD · VOO

0.4%HWM0.1%

0.3%MAR0.1%

0.3%SHW0.1%

0.3%ORLY0.1%

Held in common0.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AFLUD	Franklin Ultra Short Bond ETFRead Desk		0.15%	3.99%	0.0%	+3.0%	+3.9%	+5.0%	+3.9%	−0.2%	$647M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AFLUD	Franklin Ultra Short Bond ETFRead Desk		0.15%	3.99%	0.0%	+3.0%	+3.9%	+5.0%	+3.9%	−0.2%	$647M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FLUD vs VOO

FLUD

Franklin Ultra Short Bond

$12,127

VOO

Vanguard S&P 500

$17,156

MeasureFLUDVOO

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield3.99%1.10%

5 years, per year+3.9%+11.4%

3 years, per year+5.0%+22.1%

Worst drop · 1Y−0.2%−8.9%

Volatility · 1Y1.2%13.5%

3–3measures won
level

0.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FLUD, VOO

Today

0.7%most shared, FLUD and VOO

FLUDVOO

FLUD—0.7%

VOO0.7%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$384most kept, FLUD

FLUD$399 − $15 = $384

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee