FNCL vs IYF

AFNCL

BIYF

Measures won2–4IYF wins · of 6 · 5Y

$10,000 · 5Y$16,748IYF · FNCL $16,077

Lowest cost0.08%FNCL · $8 on $10k

Most income1.55%FNCL · $155 on $10k

Smallest drop−13.9%IYF · worst fall in 1Y

Held in common72.1%FNCL and IYF

FNCL

IYF

Fidelity MSCI Financials Index ETF · $2.2BiShares U.S. Financials ETF · $3.8B

+25.2%3 years · per year$19,633 · $19,876+25.7%

+10.0%5 years · per year$16,077 · $16,748+10.9%

0.08%Expense ratio$8 · $37 on $10k · lower wins0.37%

1.55%12-mo yield$155 · $142 on $10k1.42%

−14.8%Worst dropSmaller wins−13.9%

15.0%VolatilityLower wins14.8%

2–4IYF wins

$10,000 · 5 yearsOne scale

Shared top holdingsFNCL · IYF

10.0%JPM11.0%

8.8%BRK-B12.6%

3.6%BAC3.6%

2.9%GS3.6%

Held in common72.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BIYF	iShares U.S. Financials ETFRead Desk		0.37%	1.42%	+3.3%	+7.2%	+13.5%	+25.7%	+10.9%	−13.9%	$3.8B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BIYF	iShares U.S. Financials ETFRead Desk		0.37%	1.42%	+3.3%	+7.2%	+13.5%	+25.7%	+10.9%	−13.9%	$3.8B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs IYF

FNCL

Fidelity MSCI Financials Index

$16,077

IYF

iShares U.S. Financials

$16,748

MeasureFNCLIYF

Fee0.08%0.37%

Cost on $10k a year$8$37

Yield1.55%1.42%

5 years, per year+10.0%+10.9%

3 years, per year+25.2%+25.7%

Worst drop · 1Y−14.8%−13.9%

Volatility · 1Y15.0%14.8%

4–2measures won
IYF first

72.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: FNCL, IYF

Today

72.1%most shared, FNCL and IYF

FNCLIYF

FNCL—72.1%

IYF72.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

IYF$142 − $37 = $105

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee