FNCL vs IYF

AFNCL

BIYF

Measures won2–4IYF wins · of 6 · 5Y

$10,000 · 5Y$20,466VGT · IYF $16,051

Lowest cost0.08%FNCL · $8 on $10k

Most income1.59%FNCL · $159 on $10k

Smallest drop−13.9%IYF · worst fall in 1Y

Held in common72.1%FNCL and IYF

FNCL

IYF

Fidelity MSCI Financials Index ETF · $2.3BiShares U.S. Financials ETF · $3.8B

+23.6%3 years · per year$18,881 · $19,126+24.1%

+9.1%5 years · per year$15,425 · $16,050+9.9%

0.08%Expense ratio$8 · $37 on $10k · lower wins0.37%

1.59%12-mo yield$159 · $147 on $10k1.47%

−14.8%Worst dropSmaller wins−13.9%

15.3%VolatilityLower wins15.1%

2–4IYF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · IYF

10.1%JPM11.0%

8.8%BRK-B12.7%

3.6%BAC3.7%

3.0%GS3.6%

Held in common72.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	−7.3%	+14.0%	+11.1%	+28.8%	+15.4%	−17.5%	$154.5B
2	BIYF	iShares U.S. Financials ETFRead Desk	0.37%	1.47%	−2.8%	+4.2%	+9.9%	+24.1%	+9.9%	−13.9%	$3.8B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	−7.3%	+14.0%	+11.1%	+28.8%	+15.4%	−17.5%	$154.5B
2	BIYF	iShares U.S. Financials ETFRead Desk	0.37%	1.47%	−2.8%	+4.2%	+9.9%	+24.1%	+9.9%	−13.9%	$3.8B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs IYF

FNCL

Fidelity MSCI Financials Index

$15,425

IYF

iShares U.S. Financials

$16,050

MeasureFNCLIYF

Fee0.08%0.37%

Cost on $10k a year$8$37

Yield1.59%1.47%

5 years, per year+9.1%+9.9%

3 years, per year+23.6%+24.1%

Worst drop · 1Y−14.8%−13.9%

Volatility · 1Y15.3%15.1%

4–2measures won
IYF first

72.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNCL, IYF, VGT

Today

72.1%most shared, FNCL and IYF

FNCLIYFVGT

FNCL—72.1%0.0%

IYF72.1%—0.1%

VGT0.0%0.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$151most kept, FNCL

FNCL$159 − $8 = $151

IYF$147 − $37 = $110

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee