FNCL vs KBWB

AFNCL

BKBWB

Measures won4–2FNCL wins · of 6 · 5Y

$10,000 · 5Y$25,271XLE · VGT $21,281

Lowest cost0.08%FNCL · $8 on $10k

Most income2.46%XLE · $246 on $10k

Smallest drop−14.8%FNCL · worst fall in 1Y

Held in common30.8%FNCL and KBWB

FNCL

KBWB

Fidelity MSCI Financials Index ETF · $2.3BInvesco KBW Bank ETF · $6.5B

+22.7%3 years · per year$18,458 · $24,427+34.7%

+9.2%5 years · per year$15,532 · $14,313+7.4%

0.08%Expense ratio$8 · $35 on $10k · lower wins0.35%

1.58%12-mo yield$158 · $208 on $10k2.08%

−14.8%Worst dropSmaller wins−16.4%

15.4%VolatilityLower wins20.6%

4–2FNCL wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNCL · KBWB

9.9%JPM8.2%

3.6%BAC6.9%

2.9%GS7.3%

2.8%WFC8.4%

Held in common30.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.46%	+0.5%	+41.3%	+44.3%	+15.9%	+20.4%	−15.0%	$40.5B
2	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B
4	BKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.08%	+2.5%	+8.3%	+19.1%	+34.7%	+7.4%	−16.4%	$6.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.46%	+0.5%	+41.3%	+44.3%	+15.9%	+20.4%	−15.0%	$40.5B
2	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B
4	BKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.08%	+2.5%	+8.3%	+19.1%	+34.7%	+7.4%	−16.4%	$6.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs KBWB

FNCL

Fidelity MSCI Financials Index

$15,532

KBWB

Invesco KBW Bank

$14,313

MeasureFNCLKBWB

Fee0.08%0.35%

Cost on $10k a year$8$35

Yield1.58%2.08%

5 years, per year+9.2%+7.4%

3 years, per year+22.7%+34.7%

Worst drop · 1Y−14.8%−16.4%

Volatility · 1Y15.4%20.6%

4–2measures won
FNCL first

30.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FNCL, KBWB, XLE, VGT

Today

30.8%most shared, FNCL and KBWB

FNCLKBWBXLEVGT

FNCL—30.8%0.0%0.0%

KBWB30.8%—0.0%0.0%

XLE0.0%0.0%—0.0%

VGT0.0%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

KBWB$208 − $35 = $173

FNCL$158 − $8 = $150

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee