FNCL vs KBWB

AFNCL

BKBWB

Measures won4–2FNCL wins · of 6 · 5Y

$10,000 · 5Y$21,164XLK · FNCL $15,379

Lowest cost0.08%FNCL · $8 on $10k

Most income2.13%KBWB · $213 on $10k

Smallest drop−14.8%FNCL · worst fall in 1Y

Held in common30.8%FNCL and KBWB

FNCL

KBWB

Fidelity MSCI Financials Index ETF · $2.3BInvesco KBW Bank ETF · $6.9B

+23.1%3 years · per year$18,650 · $24,920+35.6%

+9.0%5 years · per year$15,379 · $14,125+7.2%

0.08%Expense ratio$8 · $35 on $10k · lower wins0.35%

1.60%12-mo yield$160 · $213 on $10k2.13%

−14.8%Worst dropSmaller wins−16.4%

15.3%VolatilityLower wins20.5%

4–2FNCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · KBWB

10.0%JPM8.2%

3.6%BAC6.9%

2.9%WFC8.5%

2.8%GS7.3%

Held in common30.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.51%	+1.5%	+14.8%	+12.2%	+26.2%	+16.2%	−19.6%	$116.9B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B
3	BKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.13%	−0.5%	+5.7%	+16.1%	+35.6%	+7.2%	−16.4%	$6.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.51%	+1.5%	+14.8%	+12.2%	+26.2%	+16.2%	−19.6%	$116.9B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B
3	BKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.13%	−0.5%	+5.7%	+16.1%	+35.6%	+7.2%	−16.4%	$6.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs KBWB

FNCL

Fidelity MSCI Financials Index

$15,379

KBWB

Invesco KBW Bank

$14,125

MeasureFNCLKBWB

Fee0.08%0.35%

Cost on $10k a year$8$35

Yield1.60%2.13%

5 years, per year+9.0%+7.2%

3 years, per year+23.1%+35.6%

Worst drop · 1Y−14.8%−16.4%

Volatility · 1Y15.3%20.5%

4–2measures won
FNCL first

30.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FNCL, KBWB, XLK

Today

30.8%most shared, FNCL and KBWB

FNCLKBWBXLK

FNCL—30.8%0.0%

KBWB30.8%—0.0%

XLK0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$178most kept, KBWB

KBWB$213 − $35 = $178

FNCL$160 − $8 = $152

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee