FNCL vs KRE

AFNCL

BKRE

Measures won4–2FNCL wins · of 6 · 5Y

$10,000 · 5Y$15,353XLF · FNCL $15,259

Lowest cost0.08%FNCL · $8 on $10k

Most income2.21%KRE · $221 on $10k

Smallest drop−14.8%FNCL · worst fall in 1Y

Held in common6.8%FNCL and KRE

FNCL

KRE

Fidelity MSCI Financials Index ETF · $2.2BState Street SPDR S&P Regional Banking ETF · $3.9B

+24.5%3 years · per year$19,314 · $20,329+26.7%

+8.8%5 years · per year$15,259 · $11,541+2.9%

0.08%Expense ratio$8 · $35 on $10k · lower wins0.35%

1.60%12-mo yield$160 · $221 on $10k2.21%

−14.8%Worst dropSmaller wins−15.0%

14.7%VolatilityLower wins20.5%

4–2FNCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · KRE

0.7%TFC1.1%

0.4%MTB1.1%

0.4%HBAN1.1%

0.3%CFG1.0%

Held in common6.8%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.7%	+5.4%	+10.8%	+24.5%	+8.8%	−14.8%	$2.2B
3	BKRE	State Street SPDR S&P Regional Banking ETFRead Desk	0.35%	2.21%	−1.2%	+14.4%	+24.3%	+26.7%	+2.9%	−15.0%	$3.9B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.7%	+5.4%	+10.8%	+24.5%	+8.8%	−14.8%	$2.2B
3	BKRE	State Street SPDR S&P Regional Banking ETFRead Desk	0.35%	2.21%	−1.2%	+14.4%	+24.3%	+26.7%	+2.9%	−15.0%	$3.9B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs KRE

FNCL

Fidelity MSCI Financials Index

$15,259

KRE

SPDR S&P Regional Banking

$11,541

MeasureFNCLKRE

Fee0.08%0.35%

Cost on $10k a year$8$35

Yield1.60%2.21%

5 years, per year+8.8%+2.9%

3 years, per year+24.5%+26.7%

Worst drop · 1Y−14.8%−15.0%

Volatility · 1Y14.7%20.5%

4–2measures won
FNCL first

6.8%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: FNCL, KRE, XLF

Today

83.8%most shared, FNCL and XLF

FNCLKREXLF

FNCL—6.8%83.8%

KRE6.8%—2.2%

XLF83.8%2.2%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$186most kept, KRE

KRE$221 − $35 = $186

FNCL$160 − $8 = $152

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee