FNCL vs SCHD

AFNCL

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,742VYM · SCHD $16,881

Lowest cost0.04%VYM · $4 on $10k

Most income2.91%SCHD · $291 on $10k

Smallest drop−6.7%VYM · worst fall in 1Y

Held in common4.2%FNCL and SCHD

FNCL

SCHD

Fidelity MSCI Financials Index ETF · $2.2BSchwab U.S. Dividend Equity ETF · $123B

+25.2%3 years · per year$19,633 · $17,908+21.4%

+10.0%5 years · per year$16,077 · $16,881+11.0%

0.08%Expense ratio$8 · $6 on $10k · lower wins0.06%

1.55%12-mo yield$155 · $291 on $10k2.91%

−14.8%Worst dropSmaller wins−6.9%

15.0%VolatilityLower wins11.5%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · SCHD

1.0%BX2.1%

0.5%FITB1.2%

0.3%CINF0.7%

0.3%ARES0.7%

Held in common4.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.22%	+1.2%	+17.2%	+21.2%	+21.6%	+12.2%	−6.7%	$78.9B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.22%	+1.2%	+17.2%	+21.2%	+21.6%	+12.2%	−6.7%	$78.9B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs SCHD

FNCL

Fidelity MSCI Financials Index

$16,077

SCHD

Schwab U.S. Dividend Equity

$16,881

MeasureFNCLSCHD

Fee0.08%0.06%

Cost on $10k a year$8$6

Yield1.55%2.91%

5 years, per year+10.0%+11.0%

3 years, per year+25.2%+21.4%

Worst drop · 1Y−14.8%−6.9%

Volatility · 1Y15.0%11.5%

5–1measures won
SCHD first

4.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: FNCL, SCHD, VYM

Today

21.9%most shared, SCHD and VYM

FNCLSCHDVYM

FNCL—4.2%20.2%

SCHD4.2%—21.9%

VYM20.2%21.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VYM$222 − $4 = $218

FNCL$155 − $8 = $147

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee