FNCL vs SPYM

AFNCL

BSPYM

Measures won2–4SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,164SPYM · SPY $17,099

Lowest cost0.02%SPYM · $2 on $10k

Most income1.59%FNCL · $159 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common12.1%FNCL and SPYM

FNCL

SPYM

Fidelity MSCI Financials Index ETF · $2.2BState Street SPDR Portfolio S&P 500 ETF · $182B

+23.6%3 years · per year$18,881 · $18,222+22.1%

+9.1%5 years · per year$15,425 · $17,164+11.4%

0.08%Expense ratio$8 · $2 on $10k · lower wins0.02%

1.59%12-mo yield$159 · $106 on $10k1.06%

−14.8%Worst dropSmaller wins−8.9%

15.3%VolatilityLower wins13.6%

2–4SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · SPYM

8.8%BRK-B1.6%

10.1%JPM1.4%

7.8%V1.1%

5.9%MA0.8%

Held in common12.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs SPYM

FNCL

Fidelity MSCI Financials Index

$15,425

SPYM

SPDR Portfolio S&P 500

$17,164

MeasureFNCLSPYM

Fee0.08%0.02%

Cost on $10k a year$8$2

Yield1.59%1.06%

5 years, per year+9.1%+11.4%

3 years, per year+23.6%+22.1%

Worst drop · 1Y−14.8%−8.9%

Volatility · 1Y15.3%13.6%

4–2measures won
SPYM first

12.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNCL, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

FNCLSPYMSPY

FNCL—12.1%12.1%

SPYM12.1%—99.9%

SPY12.1%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$151most kept, FNCL

FNCL$159 − $8 = $151

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee