FNCL vs VFH

AFNCL

BVFH

Measures won1–2VFH wins · of 6 · 5Y

$10,000 · 5Y$21,984XLK · VFH $15,541

Lowest cost0.08%FNCL · $8 on $10k

Most income1.67%VFH · $167 on $10k

Smallest drop−14.7%VFH · worst fall in 1Y

Held in common92.5%FNCL and VFH

FNCL

VFH

Fidelity MSCI Financials Index ETF · $2.3BVanguard Financials ETF · $12.7B

+22.7%3 years · per year$18,458 · $18,456+22.7%

+9.2%5 years · per year$15,532 · $15,541+9.2%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

1.58%12-mo yield$158 · $167 on $10k1.67%

−14.8%Worst dropSmaller wins−14.7%

15.4%VolatilityLower wins15.4%

1–2VFH wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · VFH

9.9%JPM10.4%

9.0%BRK-B8.3%

7.9%V7.1%

5.9%MA5.3%

Held in common92.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.49%	+3.7%	+19.1%	+18.8%	+27.0%	+17.1%	−19.6%	$109.6B
2	BVFH	Vanguard Financials ETFRead Desk	0.09%	1.67%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.7%	$12.7B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.49%	+3.7%	+19.1%	+18.8%	+27.0%	+17.1%	−19.6%	$109.6B
2	BVFH	Vanguard Financials ETFRead Desk	0.09%	1.67%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.7%	$12.7B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs VFH

FNCL

Fidelity MSCI Financials Index

$15,532

VFH

Vanguard Financials

$15,541

MeasureFNCLVFH

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield1.58%1.67%

5 years, per year+9.2%+9.2%

3 years, per year+22.7%+22.7%

Worst drop · 1Y−14.8%−14.7%

Volatility · 1Y15.4%15.4%

2–1measures won
VFH first

92.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FNCL, VFH, XLK

Today

92.5%most shared, FNCL and VFH

FNCLVFHXLK

FNCL—92.5%0.0%

VFH92.5%—0.0%

XLK0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$158most kept, VFH

VFH$167 − $9 = $158

FNCL$158 − $8 = $150

XLK$49 − $8 = $41

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee