FNCL vs VGT

AFNCL

BVGT

Measures won4–2FNCL wins · of 6 · 5Y

$10,000 · 5Y$20,649VGT · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.60%FNCL · $160 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.0%FNCL and VGT

FNCL

VGT

Fidelity MSCI Financials Index ETF · $2.3BVanguard Information Technology ETF · $155B

+23.1%3 years · per year$18,650 · $21,289+28.6%

+9.0%5 years · per year$15,379 · $20,649+15.6%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

1.60%12-mo yield$160 · $44 on $10k0.44%

−14.8%Worst dropSmaller wins−17.5%

15.3%VolatilityLower wins26.5%

4–2FNCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · VGT

0.1%CRCL0.0%

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	+1.4%	+15.6%	+12.1%	+28.6%	+15.6%	−17.5%	$154.5B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	+1.4%	+15.6%	+12.1%	+28.6%	+15.6%	−17.5%	$154.5B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs VGT

FNCL

Fidelity MSCI Financials Index

$15,379

VGT

Vanguard Information Technology

$20,649

MeasureFNCLVGT

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield1.60%0.44%

5 years, per year+9.0%+15.6%

3 years, per year+23.1%+28.6%

Worst drop · 1Y−14.8%−17.5%

Volatility · 1Y15.3%26.5%

4–2measures won
FNCL first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$108BAssets$155B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: FNCL, VGT, IVV

Today

35.5%most shared, VGT and IVV

FNCLVGTIVV

FNCL—0.0%12.3%

VGT0.0%—35.5%

IVV12.3%35.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$152most kept, FNCL

FNCL$160 − $8 = $152

IVV$114 − $3 = $111

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee