FNCL vs VOO

AFNCL

BVOO

Measures won2–4VOO wins · of 6 · 5Y

$10,000 · 5Y$18,118IVV · VOO $18,115

Lowest cost0.03%VOO · $3 on $10k

Most income1.55%FNCL · $155 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common11.0%FNCL and VOO

FNCL

VOO

Fidelity MSCI Financials Index ETF · $2.2BVanguard S&P 500 ETF · $1.00T

+25.2%3 years · per year$19,633 · $19,172+24.2%

+10.0%5 years · per year$16,077 · $18,115+12.6%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.55%12-mo yield$155 · $105 on $10k1.05%

−14.8%Worst dropSmaller wins−8.9%

15.0%VolatilityLower wins12.8%

2–4VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · VOO

8.8%BRK-B1.4%

10.0%JPM1.3%

7.8%V0.9%

5.9%MA0.7%

Held in common11.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$872.0B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$872.0B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs VOO

FNCL

Fidelity MSCI Financials Index

$16,077

VOO

Vanguard S&P 500

$18,115

MeasureFNCLVOO

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.55%1.05%

5 years, per year+10.0%+12.6%

3 years, per year+25.2%+24.2%

Worst drop · 1Y−14.8%−8.9%

Volatility · 1Y15.0%12.8%

4–2measures won
VOO first

11.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: FNCL, VOO, IVV

Today

94.5%most shared, VOO and IVV

FNCLVOOIVV

FNCL—11.0%11.9%

VOO11.0%—94.5%

IVV11.9%94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

IVV$109 − $3 = $106

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee