FNCL vs VOO

AFNCL

BVOO

Measures won2–4VOO wins · of 6 · 5Y

$10,000 · 5Y$20,649VGT · VOO $17,177

Lowest cost0.03%VOO · $3 on $10k

Most income1.60%FNCL · $160 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common11.0%FNCL and VOO

FNCL

VOO

Fidelity MSCI Financials Index ETF · $2.3BVanguard S&P 500 ETF · $1.00T

+23.1%3 years · per year$18,650 · $18,079+21.8%

+9.0%5 years · per year$15,379 · $17,177+11.4%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.60%12-mo yield$160 · $110 on $10k1.10%

−14.8%Worst dropSmaller wins−8.9%

15.3%VolatilityLower wins13.5%

2–4VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · VOO

9.0%BRK-B1.4%

10.0%JPM1.3%

7.8%V0.9%

5.9%MA0.7%

Held in common11.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	+1.4%	+15.6%	+12.1%	+28.6%	+15.6%	−17.5%	$154.5B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	+1.4%	+15.6%	+12.1%	+28.6%	+15.6%	−17.5%	$154.5B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs VOO

FNCL

Fidelity MSCI Financials Index

$15,379

VOO

Vanguard S&P 500

$17,177

MeasureFNCLVOO

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.60%1.10%

5 years, per year+9.0%+11.4%

3 years, per year+23.1%+21.8%

Worst drop · 1Y−14.8%−8.9%

Volatility · 1Y15.3%13.5%

4–2measures won
VOO first

11.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$108BAssets$155B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: FNCL, VOO, VGT

Today

39.7%most shared, VOO and VGT

FNCLVOOVGT

FNCL—11.0%0.0%

VOO11.0%—39.7%

VGT0.0%39.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$152most kept, FNCL

FNCL$160 − $8 = $152

VOO$110 − $3 = $107

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee