FNCL vs VTI

AFNCL

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$16,332VTI · FNCL $15,425

Lowest cost0.03%VTI · $3 on $10k

Most income1.55%FNCL · $155 on $10k

Smallest drop−8.9%VTI · worst fall in 1Y

Held in common11.3%FNCL and VTI

FNCL

VTI

Fidelity MSCI Financials Index ETF · $2.2BVanguard Morningstar Total Stock Market ETF · $689B

+25.2%3 years · per year$19,633 · $19,059+24.0%

+10.0%5 years · per year$16,077 · $17,257+11.5%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.55%12-mo yield$155 · $105 on $10k1.05%

−14.8%Worst dropSmaller wins−8.9%

15.0%VolatilityLower wins13.1%

2–4VTI wins

$10,000 · 5 yearsOne scale

Shared top holdingsFNCL · VTI

8.8%BRK-B1.2%

10.1%JPM1.2%

7.8%V0.8%

5.9%MA0.6%

Held in common11.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs VTI

FNCL

Fidelity MSCI Financials Index

$16,077

VTI

Vanguard Morningstar Total Stock Market

$17,258

MeasureFNCLVTI

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.55%1.05%

5 years, per year+10.0%+11.5%

3 years, per year+25.2%+24.0%

Worst drop · 1Y−14.8%−8.9%

Volatility · 1Y15.0%13.1%

4–2measures won
VTI first

11.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026

Overlap: FNCL, VTI

Today

11.3%most shared, FNCL and VTI

FNCLVTI

FNCL—11.3%

VTI11.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

VTI$105 − $3 = $102

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee