FNCL vs XLE

AFNCL

BXLE

Measures won3–2FNCL wins · of 6 · 5Y

$10,000 · 5Y$25,271XLE · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income2.46%XLE · $246 on $10k

Smallest drop−8.9%VTI · worst fall in 1Y

Held in common0.0%FNCL and XLE

FNCL

XLE

Fidelity MSCI Financials Index ETF · $2.3BState Street Energy Select Sector SPDR ETF · $40.5B

+22.7%3 years · per year$18,458 · $15,555+15.9%

+9.2%5 years · per year$15,532 · $25,271+20.4%

0.08%Expense ratio$8 · $8 on $10k · lower wins0.08%

1.58%12-mo yield$158 · $246 on $10k2.46%

−14.8%Worst dropSmaller wins−15.0%

15.4%VolatilityLower wins23.3%

3–2FNCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNCL · XLE

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BXLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.46%	+0.5%	+41.3%	+44.3%	+15.9%	+20.4%	−15.0%	$40.5B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BXLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.46%	+0.5%	+41.3%	+44.3%	+15.9%	+20.4%	−15.0%	$40.5B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs XLE

FNCL

Fidelity MSCI Financials Index

$15,532

XLE

Energy Select Sector SPDR

$25,271

MeasureFNCLXLE

Fee0.08%0.08%

Cost on $10k a year$8$8

Yield1.58%2.46%

5 years, per year+9.2%+20.4%

3 years, per year+22.7%+15.9%

Worst drop · 1Y−14.8%−15.0%

Volatility · 1Y15.4%23.3%

3–2measures won
FNCL first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FNCL, XLE, VTI

Today

11.3%most shared, FNCL and VTI

FNCLXLEVTI

FNCL—0.0%11.3%

XLE0.0%—3.0%

VTI11.3%3.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

FNCL$158 − $8 = $150

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee