FNCL vs XLF

AFNCL

BXLF

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$15,353XLF · FNCL $15,259

Lowest cost0.08%FNCL · $8 on $10k

Most income1.60%FNCL · $160 on $10k

Smallest drop−14.8%FNCL · worst fall in 1Y

Held in common83.8%FNCL and XLF

FNCL

XLF

Fidelity MSCI Financials Index ETF · $2.2BState Street Financial Select Sector SPDR ETF · $54.2B

+24.5%3 years · per year$19,314 · $19,057+24.0%

+8.8%5 years · per year$15,259 · $15,353+9.0%

0.08%Expense ratio$8 · $8 on $10k · lower wins0.08%

1.60%12-mo yield$160 · $144 on $10k1.44%

−14.8%Worst dropSmaller wins−14.8%

14.7%VolatilityLower wins14.6%

2–2Level

$10,000 · 5 yearsOne scale

Shared top holdingsFNCL · XLF

10.0%JPM11.4%

8.7%BRK-B12.6%

7.8%V8.7%

5.9%MA6.4%

Held in common83.8%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.60%	−0.7%	+5.4%	+10.8%	+24.5%	+8.8%	−14.8%	$2.2B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
2	AFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.60%	−0.7%	+5.4%	+10.8%	+24.5%	+8.8%	−14.8%	$2.2B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNCL vs XLF

FNCL

Fidelity MSCI Financials Index

$15,259

XLF

Financial Select Sector SPDR

$15,353

MeasureFNCLXLF

Fee0.08%0.08%

Cost on $10k a year$8$8

Yield1.60%1.44%

5 years, per year+8.8%+9.0%

3 years, per year+24.5%+24.0%

Worst drop · 1Y−14.8%−14.8%

Volatility · 1Y14.7%14.6%

2–2measures won
level

83.8%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: FNCL, XLF

Today

83.8%most shared, FNCL and XLF

FNCLXLF

FNCL—83.8%

XLF83.8%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$152most kept, FNCL

FNCL$160 − $8 = $152

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee