FNDA vs SPY

AFNDA

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income1.24%FNDA · $124 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.1%FNDA and SPY

FNDA

SPY

Schwab Fundamental U.S. Small Company Index ETF · $8.8BState Street SPDR S&P 500 ETF · $819B

+17.4%3 years · per year$16,173 · $18,174+22.0%

+6.8%5 years · per year$13,878 · $17,099+11.3%

0.25%Expense ratio$25 · $9 on $10k · lower wins0.09%

1.24%12-mo yield$124 · $103 on $10k1.03%

−9.4%Worst dropSmaller wins−8.9%

16.1%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDA · SPY

0.2%CRWD0.4%

0.1%PLTR0.6%

0.3%DASH0.1%

0.1%APP0.1%

Held in common2.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AFNDA	Schwab Fundamental U.S. Small Company Index ETFRead Desk	0.25%	1.24%	−3.5%	+13.6%	+18.6%	+17.4%	+6.8%	−9.4%	$8.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AFNDA	Schwab Fundamental U.S. Small Company Index ETFRead Desk	0.25%	1.24%	−3.5%	+13.6%	+18.6%	+17.4%	+6.8%	−9.4%	$8.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDA vs SPY

FNDA

Schwab Fundamental U.S. Small Company Index

$13,878

SPY

SPDR S&P 500

$17,099

MeasureFNDASPY

Fee0.25%0.09%

Cost on $10k a year$25$9

Yield1.24%1.03%

5 years, per year+6.8%+11.3%

3 years, per year+17.4%+22.0%

Worst drop · 1Y−9.4%−8.9%

Volatility · 1Y16.1%13.6%

5–1measures won
SPY first

2.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FNDA, SPY, IVV

Today

99.9%most shared, SPY and IVV

FNDASPYIVV

FNDA—2.1%2.1%

SPY2.1%—99.9%

IVV2.1%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

FNDA$124 − $25 = $99

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee