FNDB vs SPY

AFNDB

BSPY

Measures won5–1FNDB wins · of 6 · 5Y

$10,000 · 5Y$18,219FNDB · SPY $17,118

Lowest cost0.09%SPY · $9 on $10k

Most income1.44%FNDB · $144 on $10k

Smallest drop−6.3%FNDB · worst fall in 1Y

Held in common62.6%FNDB and SPY

FNDB

SPY

Schwab Fundamental U.S. Broad Market Index ETF · $1.5BState Street SPDR S&P 500 ETF · $819B

+22.3%3 years · per year$18,284 · $18,039+21.7%

+12.7%5 years · per year$18,220 · $17,118+11.3%

0.25%Expense ratio$25 · $9 on $10k · lower wins0.09%

1.44%12-mo yield$144 · $103 on $10k1.03%

−6.3%Worst dropSmaller wins−8.9%

10.7%VolatilityLower wins13.6%

5–1FNDB wins

$10,000 · 5 yearsOne scale

Shared top holdingsFNDB · SPY

4.6%AAPL7.9%

3.1%MSFT6.3%

1.9%AMZN4.0%

1.8%BRK-B1.7%

Held in common62.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AFNDB	Schwab Fundamental U.S. Broad Market Index ETFRead Desk		0.25%	1.44%	−0.4%	+18.8%	+22.6%	+22.3%	+12.7%	−6.3%	$1.5B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AFNDB	Schwab Fundamental U.S. Broad Market Index ETFRead Desk		0.25%	1.44%	−0.4%	+18.8%	+22.6%	+22.3%	+12.7%	−6.3%	$1.5B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDB vs SPY

FNDB

Schwab Fundamental U.S. Broad Market Index

$18,220

SPY

SPDR S&P 500

$17,118

MeasureFNDBSPY

Fee0.25%0.09%

Cost on $10k a year$25$9

Yield1.44%1.03%

5 years, per year+12.7%+11.3%

3 years, per year+22.3%+21.7%

Worst drop · 1Y−6.3%−8.9%

Volatility · 1Y10.7%13.6%

5–1measures won
FNDB first

62.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FNDB, SPY

Today

62.6%most shared, FNDB and SPY

FNDBSPY

FNDB—62.6%

SPY62.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$119most kept, FNDB

FNDB$144 − $25 = $119

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee