FNDC vs SPY

AFNDC

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · FNDC $14,236

Lowest cost0.09%SPY · $9 on $10k

Most income3.74%FNDC · $374 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%FNDC and SPY

FNDC

SPY

Schwab Fundamental International Small Company Index ETF · $3.0BState Street SPDR S&P 500 ETF · $819B

+19.8%3 years · per year$17,182 · $18,039+21.7%

+7.3%5 years · per year$14,236 · $17,118+11.3%

0.39%Expense ratio$39 · $9 on $10k · lower wins0.09%

3.74%12-mo yield$374 · $103 on $10k1.03%

−11.2%Worst dropSmaller wins−8.9%

15.3%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsFNDC · SPY

0.0%CCL0.1%

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AFNDC	Schwab Fundamental International Small Company Index ETFRead Desk		0.39%	3.74%	−0.7%	+8.9%	+14.0%	+19.8%	+7.3%	−11.2%	$3.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AFNDC	Schwab Fundamental International Small Company Index ETFRead Desk		0.39%	3.74%	−0.7%	+8.9%	+14.0%	+19.8%	+7.3%	−11.2%	$3.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDC vs SPY

FNDC

Schwab Fundamental International Small Company Index

$14,236

SPY

SPDR S&P 500

$17,118

MeasureFNDCSPY

Fee0.39%0.09%

Cost on $10k a year$39$9

Yield3.74%1.03%

5 years, per year+7.3%+11.3%

3 years, per year+19.8%+21.7%

Worst drop · 1Y−11.2%−8.9%

Volatility · 1Y15.3%13.6%

5–1measures won
SPY first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FNDC, SPY

Today

0.0%most shared, FNDC and SPY

FNDCSPY

FNDC—0.0%

SPY0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$335most kept, FNDC

FNDC$374 − $39 = $335

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee