FNDF vs CWI

AFNDF

BCWI

Measures won6–0FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,893

Lowest cost0.03%VEA · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common51.7%FNDF and CWI

FNDF

CWI

Schwab Fundamental International Large Company Index ETF · $25.8BState Street SPDR MSCI ACWI ex-US ETF · $2.8B

+25.6%3 years · per year$19,830 · $18,010+21.7%

+14.1%5 years · per year$19,326 · $15,487+9.1%

0.25%Expense ratio$25 · $30 on $10k · lower wins0.30%

2.99%12-mo yield$299 · $274 on $10k2.74%

−10.6%Worst dropSmaller wins−11.5%

16.4%VolatilityLower wins17.6%

6–0FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDF · CWI

1.0%ROP.SW1.0%

1.0%HSBA.L0.9%

3.0%SHEL.L0.8%

0.7%NOVN.SW0.8%

Held in common51.7%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	BCWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.74%	+2.0%	+12.4%	+15.2%	+21.7%	+9.1%	−11.5%	$2.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	BCWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.74%	+2.0%	+12.4%	+15.2%	+21.7%	+9.1%	−11.5%	$2.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs CWI

FNDF

Schwab Fundamental International Large Company Index

$19,326

CWI

SPDR MSCI ACWI ex-US

$15,487

MeasureFNDFCWI

Fee0.25%0.30%

Cost on $10k a year$25$30

Yield2.99%2.74%

5 years, per year+14.1%+9.1%

3 years, per year+25.6%+21.7%

Worst drop · 1Y−10.6%−11.5%

Volatility · 1Y16.4%17.6%

6–0measures won
FNDF first

51.7%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$189B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: FNDF, CWI, VEA

Today

62.6%most shared, CWI and VEA

FNDFCWIVEA

FNDF—51.7%60.4%

CWI51.7%—62.6%

VEA60.4%62.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

CWI$274 − $30 = $244

VEA$241 − $3 = $238

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee