FNDF vs CWI

AFNDF

BCWI

Measures won6–0FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common52.1%FNDF and CWI

FNDF

CWI

Schwab Fundamental International Large Company Index ETF · $25.2BState Street SPDR MSCI ACWI ex-US ETF · $2.9B

+23.6%3 years · per year$18,863 · $17,182+19.8%

+13.3%5 years · per year$18,637 · $14,934+8.4%

0.25%Expense ratio$25 · $30 on $10k · lower wins0.30%

3.10%12-mo yield$310 · $284 on $10k2.84%

−10.6%Worst dropSmaller wins−11.5%

16.6%VolatilityLower wins17.9%

6–0FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · CWI

1.0%ROP.SW1.0%

1.0%HSBA.L0.9%

2.9%SHEL.L0.8%

0.7%NOVN.SW0.8%

Held in common52.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BCWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−0.1%	+8.3%	+11.9%	+19.8%	+8.4%	−11.5%	$2.9B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BCWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−0.1%	+8.3%	+11.9%	+19.8%	+8.4%	−11.5%	$2.9B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs CWI

FNDF

Schwab Fundamental International Large Company Index

$18,636

CWI

SPDR MSCI ACWI ex-US

$14,934

MeasureFNDFCWI

Fee0.25%0.30%

Cost on $10k a year$25$30

Yield3.10%2.84%

5 years, per year+13.3%+8.4%

3 years, per year+23.6%+19.8%

Worst drop · 1Y−10.6%−11.5%

Volatility · 1Y16.6%17.9%

6–0measures won
FNDF first

52.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FNDF, CWI, VEA, IEMG

Today

62.2%most shared, CWI and VEA

FNDFCWIVEAIEMG

FNDF—52.1%59.8%5.9%

CWI52.1%—62.2%20.2%

VEA59.8%62.2%—9.5%

IEMG5.9%20.2%9.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

CWI$284 − $30 = $254

VEA$251 − $3 = $248

IEMG$249 − $9 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee