FNDF vs CWI

AFNDF

BCWI

Measures won6–0FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.03%VEA · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common51.9%FNDF and CWI

FNDF

CWI

Schwab Fundamental International Large Company Index ETF · $25.9BState Street SPDR MSCI ACWI ex-US ETF · $2.8B

+25.6%3 years · per year$19,830 · $17,366+20.2%

+14.1%5 years · per year$19,326 · $14,819+8.2%

0.25%Expense ratio$25 · $30 on $10k · lower wins0.30%

2.99%12-mo yield$299 · $284 on $10k2.84%

−10.6%Worst dropSmaller wins−11.5%

16.4%VolatilityLower wins18.0%

6–0FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · CWI

1.0%ROP.SW1.0%

1.0%HSBA.L0.9%

2.9%SHEL.L0.8%

0.7%NOVN.SW0.8%

Held in common51.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BCWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BCWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs CWI

FNDF

Schwab Fundamental International Large Company Index

$19,326

CWI

SPDR MSCI ACWI ex-US

$14,819

MeasureFNDFCWI

Fee0.25%0.30%

Cost on $10k a year$25$30

Yield2.99%2.84%

5 years, per year+14.1%+8.2%

3 years, per year+25.6%+20.2%

Worst drop · 1Y−10.6%−11.5%

Volatility · 1Y16.4%18.0%

6–0measures won
FNDF first

51.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNDF, CWI, VT, VEA

Today

62.5%most shared, CWI and VEA

FNDFCWIVTVEA

FNDF—51.9%20.0%60.4%

CWI51.9%—24.9%62.5%

VT20.0%24.9%—23.3%

VEA60.4%62.5%23.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

CWI$284 − $30 = $254

VEA$250 − $3 = $247

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee