FNDF vs DFIV

AFNDF

BDFIV

Measures won2–4DFIV wins · of 6 · 5Y

$10,000 · 5Y$19,865DFIV · FNDF $18,791

Lowest cost0.03%VEA · $3 on $10k

Most income3.42%IEFA · $342 on $10k

Smallest drop−9.7%DFIV · worst fall in 1Y

Held in common41.3%FNDF and DFIV

FNDF

DFIV

Schwab Fundamental International Large Company Index ETF · $25.8BDimensional - International Value ETF · $22.1B

+25.2%3 years · per year$19,645 · $20,122+26.2%

+13.4%5 years · per year$18,791 · $19,865+14.7%

0.25%Expense ratio$25 · $27 on $10k · lower wins0.27%

3.05%12-mo yield$305 · $278 on $10k2.78%

−10.6%Worst dropSmaller wins−9.7%

16.2%VolatilityLower wins13.9%

2–4DFIV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · DFIV

1.9%TTE.PA2.3%

3.0%SHEL.L1.1%

1.1%7203.T1.8%

0.7%SAN.MC1.6%

Held in common41.3%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BDFIV	Dimensional - International Value ETFRead Desk	0.27%	2.78%	−0.6%	+14.8%	+24.6%	+26.2%	+14.7%	−9.7%	$22.1B
2	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B
4	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.42%	−0.6%	+9.2%	+13.0%	+20.1%	+8.1%	−11.5%	$189.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BDFIV	Dimensional - International Value ETFRead Desk	0.27%	2.78%	−0.6%	+14.8%	+24.6%	+26.2%	+14.7%	−9.7%	$22.1B
2	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B
4	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.42%	−0.6%	+9.2%	+13.0%	+20.1%	+8.1%	−11.5%	$189.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs DFIV

FNDF

Schwab Fundamental International Large Company Index

$18,791

DFIV

Dimensional - International Value

$19,865

MeasureFNDFDFIV

Fee0.25%0.27%

Cost on $10k a year$25$27

Yield3.05%2.78%

5 years, per year+13.4%+14.7%

3 years, per year+25.2%+26.2%

Worst drop · 1Y−10.6%−9.7%

Volatility · 1Y16.2%13.9%

4–2measures won
DFIV first

41.3%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: FNDF, DFIV, VEA, IEFA

Today

71.8%most shared, VEA and IEFA

FNDFDFIVVEAIEFA

FNDF—41.3%60.5%57.5%

DFIV41.3%—27.9%31.8%

VEA60.5%27.9%—71.8%

IEFA57.5%31.8%71.8%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$335most kept, IEFA

IEFA$342 − $7 = $335

FNDF$305 − $25 = $280

DFIV$278 − $27 = $251

VEA$246 − $3 = $243

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee