FNDF vs VEA

AFNDF

BVEA

Measures won5–1FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,865DFIV · FNDF $18,791

Lowest cost0.03%VEA · $3 on $10k

Most income3.05%FNDF · $305 on $10k

Smallest drop−9.7%DFIV · worst fall in 1Y

Held in common60.5%FNDF and VEA

FNDF

VEA

Schwab Fundamental International Large Company Index ETF · $25.8BVanguard FTSE Developed Markets ETF · $232B

+25.2%3 years · per year$19,645 · $18,246+22.2%

+13.4%5 years · per year$18,791 · $15,484+9.1%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

3.05%12-mo yield$305 · $246 on $10k2.46%

−10.6%Worst dropSmaller wins−11.6%

16.2%VolatilityLower wins17.7%

5–1FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · VEA

2.7%005930.KS2.8%

1.0%HSBA.L1.0%

1.0%ROP.SW0.9%

3.0%SHEL.L0.9%

Held in common60.5%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	DFIV	Dimensional - International Value ETFRead Desk	0.27%	2.78%	−0.6%	+14.8%	+24.6%	+26.2%	+14.7%	−9.7%	$22.1B
2	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	−0.1%	+11.4%	+11.6%	+21.0%	+6.2%	−13.8%	$146.2B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	DFIV	Dimensional - International Value ETFRead Desk	0.27%	2.78%	−0.6%	+14.8%	+24.6%	+26.2%	+14.7%	−9.7%	$22.1B
2	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	−0.1%	+11.4%	+11.6%	+21.0%	+6.2%	−13.8%	$146.2B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs VEA

FNDF

Schwab Fundamental International Large Company Index

$18,791

VEA

Vanguard FTSE Developed Markets

$15,484

MeasureFNDFVEA

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield3.05%2.46%

5 years, per year+13.4%+9.1%

3 years, per year+25.2%+22.2%

Worst drop · 1Y−10.6%−11.6%

Volatility · 1Y16.2%17.7%

5–1measures won
FNDF first

60.5%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.1%

IEFAiShares

+9.2%

+12.1%Year to date+9.2%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 3, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+11.4%

+3.2%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: FNDF, DFIV, VEA, IEMG

Today

60.5%most shared, FNDF and VEA

FNDFDFIVVEAIEMG

FNDF—41.3%60.5%6.4%

DFIV41.3%—27.9%0.0%

VEA60.5%27.9%—9.5%

IEMG6.4%0.0%9.5%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$280most kept, FNDF

FNDF$305 − $25 = $280

DFIV$278 − $27 = $251

VEA$246 − $3 = $243

IEMG$242 − $9 = $233

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee