FNDF vs DSTX

AFNDF

BDSTX

Measures won5–0FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · DSTX $15,980

Lowest cost0.03%VEA · $3 on $10k

Most income3.03%FNDF · $303 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common6.4%FNDF and DSTX

FNDF

DSTX

Schwab Fundamental International Large Company Index ETF · $25.2BDistillate International Fundamental Stability & Value ETF · $73M

+23.7%3 years · per year$18,931 · $18,245+22.2%

+13.5%5 years · per year$18,872 · $15,980+9.8%

0.25%Expense ratio$25 · $55 on $10k · lower wins0.55%

3.03%12-mo yield$303 · $296 on $10k2.96%

−10.6%Worst dropSmaller wins−12.5%

16.7%VolatilityLower wins16.7%

5–0FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · DSTX

0.5%SU.TO1.7%

0.5%CNQ.TO1.8%

0.3%SAN.PA2.1%

0.3%DG.PA1.4%

Held in common6.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	BDSTX	Distillate International Fundamental Stability & Value ETFRead Desk	0.55%	2.96%	+1.5%	+16.6%	+23.1%	+22.2%	+9.8%	−12.5%	$73M
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	BDSTX	Distillate International Fundamental Stability & Value ETFRead Desk	0.55%	2.96%	+1.5%	+16.6%	+23.1%	+22.2%	+9.8%	−12.5%	$73M
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs DSTX

FNDF

Schwab Fundamental International Large Company Index

$18,872

DSTX

Distillate International Fundamental Stability & Value

$15,980

MeasureFNDFDSTX

Fee0.25%0.55%

Cost on $10k a year$25$55

Yield3.03%2.96%

5 years, per year+13.5%+9.8%

3 years, per year+23.7%+22.2%

Worst drop · 1Y−10.6%−12.5%

Volatility · 1Y16.7%16.7%

4–0measures won
FNDF first

6.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FNDF, DSTX, IEMG, VEA

Today

59.8%most shared, FNDF and VEA

FNDFDSTXIEMGVEA

FNDF—6.4%5.7%59.8%

DSTX6.4%—2.3%4.2%

IEMG5.7%2.3%—9.5%

VEA59.8%4.2%9.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

DSTX$296 − $55 = $241

VEA$244 − $3 = $241

IEMG$242 − $9 = $233

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee