FNDF vs DWMF

AFNDF

BDWMF

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−8.7%DWMF · worst fall in 1Y

Held in common29.7%FNDF and DWMF

FNDF

DWMF

Schwab Fundamental International Large Company Index ETF · $25.2BWisdomTree International Multifactor Fund · $33M

+23.6%3 years · per year$18,863 · $14,605+13.5%

+13.3%5 years · per year$18,637 · $14,664+8.0%

0.25%Expense ratio$25 · $38 on $10k · lower wins0.38%

3.10%12-mo yield$310 · $302 on $10k3.02%

−10.6%Worst dropSmaller wins−8.7%

16.6%VolatilityLower wins13.3%

4–2FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · DWMF

2.9%SHEL.L1.2%

1.0%ROP.SW1.1%

1.0%HSBA.L1.2%

1.8%TTE.PA1.0%

Held in common29.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BDWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.02%	−0.3%	+2.3%	+4.5%	+13.5%	+8.0%	−8.7%	$33M
4	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BDWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.02%	−0.3%	+2.3%	+4.5%	+13.5%	+8.0%	−8.7%	$33M
4	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs DWMF

FNDF

Schwab Fundamental International Large Company Index

$18,636

DWMF

WisdomTree International Multifactor Fund

$14,664

MeasureFNDFDWMF

Fee0.25%0.38%

Cost on $10k a year$25$38

Yield3.10%3.02%

5 years, per year+13.3%+8.0%

3 years, per year+23.6%+13.5%

Worst drop · 1Y−10.6%−8.7%

Volatility · 1Y16.6%13.3%

4–2measures won
FNDF first

29.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: FNDF, DWMF, VEA, IEFA

Today

71.3%most shared, VEA and IEFA

FNDFDWMFVEAIEFA

FNDF—29.7%59.8%58.2%

DWMF29.7%—28.5%35.4%

VEA59.8%28.5%—71.3%

IEFA58.2%35.4%71.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FNDF$310 − $25 = $285

DWMF$302 − $38 = $264

VEA$251 − $3 = $248

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee