FNDF vs DWMF

AFNDF

BDWMF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.03%VEA · $3 on $10k

Most income3.01%DWMF · $301 on $10k

Smallest drop−8.7%DWMF · worst fall in 1Y

Held in common29.6%FNDF and DWMF

FNDF

DWMF

Schwab Fundamental International Large Company Index ETF · $25.9BWisdomTree International Multifactor Fund · $33M

+25.6%3 years · per year$19,830 · $14,738+13.8%

+14.1%5 years · per year$19,326 · $14,691+8.0%

0.25%Expense ratio$25 · $38 on $10k · lower wins0.38%

2.99%12-mo yield$299 · $301 on $10k3.01%

−10.6%Worst dropSmaller wins−8.7%

16.4%VolatilityLower wins13.3%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · DWMF

2.9%SHEL.L1.2%

1.0%ROP.SW1.1%

1.0%HSBA.L1.2%

1.8%TTE.PA1.0%

Held in common29.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BDWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.01%	−2.9%	+2.6%	+5.7%	+13.8%	+8.0%	−8.7%	$33M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BDWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.01%	−2.9%	+2.6%	+5.7%	+13.8%	+8.0%	−8.7%	$33M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs DWMF

FNDF

Schwab Fundamental International Large Company Index

$19,326

DWMF

WisdomTree International Multifactor Fund

$14,691

MeasureFNDFDWMF

Fee0.25%0.38%

Cost on $10k a year$25$38

Yield2.99%3.01%

5 years, per year+14.1%+8.0%

3 years, per year+25.6%+13.8%

Worst drop · 1Y−10.6%−8.7%

Volatility · 1Y16.4%13.3%

3–2measures won
FNDF first

29.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNDF, DWMF, VT, VEA

Today

60.4%most shared, FNDF and VEA

FNDFDWMFVTVEA

FNDF—29.6%20.0%60.4%

DWMF29.6%—7.9%28.5%

VT20.0%7.9%—23.3%

VEA60.4%28.5%23.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

DWMF$301 − $38 = $263

VEA$250 − $3 = $247

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee