FNDF vs EFA

AFNDF

BEFA

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VT $15,649

Lowest cost0.06%VT · $6 on $10k

Most income3.30%EFA · $330 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common58.9%FNDF and EFA

FNDF

EFA

Schwab Fundamental International Large Company Index ETF · $26.0BiShares MSCI EAFE ETF · $76.1B

+23.6%3 years · per year$18,863 · $16,576+18.3%

+13.3%5 years · per year$18,637 · $14,818+8.2%

0.25%Expense ratio$25 · $32 on $10k · lower wins0.32%

3.10%12-mo yield$310 · $330 on $10k3.30%

−10.6%Worst dropSmaller wins−11.4%

16.6%VolatilityLower wins16.3%

4–2FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDF · EFA

2.9%SHEL.L1.4%

1.0%ROP.SW1.6%

1.0%HSBA.L1.4%

1.3%7203.T1.0%

Held in common58.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs EFA

FNDF

Schwab Fundamental International Large Company Index

$18,636

EFA

iShares MSCI EAFE

$14,818

MeasureFNDFEFA

Fee0.25%0.32%

Cost on $10k a year$25$32

Yield3.10%3.30%

5 years, per year+13.3%+8.2%

3 years, per year+23.6%+18.3%

Worst drop · 1Y−10.6%−11.4%

Volatility · 1Y16.6%16.3%

4–2measures won
FNDF first

58.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: FNDF, EFA, VT

Today

58.9%most shared, FNDF and EFA

FNDFEFAVT

FNDF—58.9%19.9%

EFA58.9%—17.5%

VT19.9%17.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

FNDF$310 − $25 = $285

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee