FNDF vs FDEV

AFNDF

BFDEV

Measures won2–4FDEV wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $16,384

Lowest cost0.06%VT · $6 on $10k

Most income3.34%IEFA · $334 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.4%FNDF and FDEV

FNDF

FDEV

Schwab Fundamental International Large Company Index ETF · $25.9BFidelity International Multifactor ETF · $276M

+25.6%3 years · per year$19,830 · $17,286+20.0%

+14.1%5 years · per year$19,326 · $14,939+8.4%

0.25%Expense ratio$25 · $18 on $10k · lower wins0.18%

2.99%12-mo yield$299 · $321 on $10k3.21%

−10.6%Worst dropSmaller wins−8.5%

16.4%VolatilityLower wins12.4%

2–4FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · FDEV

3.0%SHEL.L1.8%

1.9%TTE.PA1.4%

1.0%ROP.SW1.7%

1.0%HSBA.L1.1%

Held in common25.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs FDEV

FNDF

Schwab Fundamental International Large Company Index

$19,326

FDEV

Fidelity International Multifactor

$14,939

MeasureFNDFFDEV

Fee0.25%0.18%

Cost on $10k a year$25$18

Yield2.99%3.21%

5 years, per year+14.1%+8.4%

3 years, per year+25.6%+20.0%

Worst drop · 1Y−10.6%−8.5%

Volatility · 1Y16.4%12.4%

4–2measures won
FDEV first

25.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: FNDF, FDEV, IEFA, VT

Today

57.5%most shared, FNDF and IEFA

FNDFFDEVIEFAVT

FNDF—25.4%57.5%20.1%

FDEV25.4%—22.9%6.1%

IEFA57.5%22.9%—17.9%

VT20.1%6.1%17.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$327most kept, IEFA

IEFA$334 − $7 = $327

FDEV$321 − $18 = $303

FNDF$299 − $25 = $274

VT$153 − $6 = $147

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee