VT vs FDEV

AVT

BFDEV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $16,384

Lowest cost0.03%VEA · $3 on $10k

Most income3.21%FDEV · $321 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common6.1%VT and FDEV

FDEV

Vanguard Total World Stock ETF · $81.8BFidelity International Multifactor ETF · $276M

+22.8%3 years · per year$18,538 · $17,286+20.0%

+10.4%5 years · per year$16,384 · $14,939+8.4%

0.06%Expense ratio$6 · $18 on $10k · lower wins0.18%

1.53%12-mo yield$153 · $321 on $10k3.21%

−9.7%Worst dropSmaller wins−8.5%

14.1%VolatilityLower wins12.4%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · FDEV

0.6%ASML.AS1.4%

0.3%HSBA.L1.1%

0.2%SHEL.L1.8%

0.2%RY.TO1.0%

Held in common6.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	FNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	FNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs FDEV

Vanguard Total World Stock

$16,384

FDEV

Fidelity International Multifactor

$14,939

MeasureVTFDEV

Fee0.06%0.18%

Cost on $10k a year$6$18

Yield1.53%3.21%

5 years, per year+10.4%+8.4%

3 years, per year+22.8%+20.0%

Worst drop · 1Y−9.7%−8.5%

Volatility · 1Y14.1%12.4%

3–3measures won
level

6.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: FNDF, FDEV, VEA, VT

Today

60.4%most shared, FNDF and VEA

FNDFFDEVVEAVT

FNDF—25.4%60.4%20.1%

FDEV25.4%—21.6%6.1%

VEA60.4%21.6%—23.3%

VT20.1%6.1%23.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, FDEV

FDEV$321 − $18 = $303

FNDF$299 − $25 = $274

VEA$241 − $3 = $238

VT$153 − $6 = $147

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee