FNDF vs FDEV

AFNDF

BFDEV

Measures won2–4FDEV wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.06%VT · $6 on $10k

Most income3.26%FDEV · $326 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.4%FNDF and FDEV

FNDF

FDEV

Schwab Fundamental International Large Company Index ETF · $26.0BFidelity International Multifactor ETF · $284M

+25.6%3 years · per year$19,830 · $16,970+19.3%

+14.1%5 years · per year$19,326 · $14,539+7.8%

0.25%Expense ratio$25 · $18 on $10k · lower wins0.18%

2.99%12-mo yield$299 · $326 on $10k3.26%

−10.6%Worst dropSmaller wins−8.5%

16.4%VolatilityLower wins12.5%

2–4FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · FDEV

2.9%SHEL.L1.7%

1.8%TTE.PA1.3%

1.0%ROP.SW1.7%

1.0%HSBA.L1.1%

Held in common25.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$284M
4	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.24%	−3.6%	+1.2%	+2.1%	+15.9%	+4.2%	−11.5%	$125.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$284M
4	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.24%	−3.6%	+1.2%	+2.1%	+15.9%	+4.2%	−11.5%	$125.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs FDEV

FNDF

Schwab Fundamental International Large Company Index

$19,326

FDEV

Fidelity International Multifactor

$14,539

MeasureFNDFFDEV

Fee0.25%0.18%

Cost on $10k a year$25$18

Yield2.99%3.26%

5 years, per year+14.1%+7.8%

3 years, per year+25.6%+19.3%

Worst drop · 1Y−10.6%−8.5%

Volatility · 1Y16.4%12.5%

4–2measures won
FDEV first

25.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNDF, FDEV, VT, VWO

Today

25.4%most shared, FNDF and FDEV

FNDFFDEVVTVWO

FNDF—25.4%20.0%0.0%

FDEV25.4%—6.1%0.0%

VT20.0%6.1%—6.7%

VWO0.0%0.0%6.7%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, FDEV

FDEV$326 − $18 = $308

FNDF$299 − $25 = $274

VWO$224 − $6 = $218

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee