FDEV vs IEMG

AFDEV

BIEMG

Measures won4–2FDEV wins · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · VXUS $14,758

Lowest cost0.05%VXUS · $5 on $10k

Most income3.23%FDEV · $323 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common0.0%FDEV and IEMG

FDEV

IEMG

Fidelity International Multifactor ETF · $284MiShares Core MSCI Emerging Markets ETF · $146B

+18.7%3 years · per year$16,738 · $17,172+19.8%

+7.9%5 years · per year$14,654 · $13,648+6.4%

0.18%Expense ratio$18 · $9 on $10k · lower wins0.09%

3.23%12-mo yield$323 · $242 on $10k2.42%

−8.5%Worst dropSmaller wins−17.8%

12.7%VolatilityLower wins25.7%

4–2FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · IEMG

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	FNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M
4	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	FNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M
4	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs IEMG

FDEV

Fidelity International Multifactor

$14,654

IEMG

iShares Core MSCI Emerging Markets

$13,648

MeasureFDEVIEMG

Fee0.18%0.09%

Cost on $10k a year$18$9

Yield3.23%2.42%

5 years, per year+7.9%+6.4%

3 years, per year+18.7%+19.8%

Worst drop · 1Y−8.5%−17.8%

Volatility · 1Y12.7%25.7%

4–2measures won
FDEV first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FNDF, FDEV, VXUS, IEMG

Today

47.3%most shared, FNDF and VXUS

FNDFFDEVVXUSIEMG

FNDF—25.5%47.3%5.7%

FDEV25.5%—15.9%0.0%

VXUS47.3%15.9%—24.9%

IEMG5.7%0.0%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$305most kept, FDEV

FDEV$323 − $18 = $305

FNDF$303 − $25 = $278

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee