FNDF vs IFLO

AFNDF

BIFLO

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$18,791FNDF · IEFA $14,790

Lowest cost0.07%IEFA · $7 on $10k

Most income3.42%IEFA · $342 on $10k

Smallest drop−7.3%IFLO · worst fall in 1Y

Held in common9.6%FNDF and IFLO

FNDF

IFLO

Schwab Fundamental International Large Company Index ETF · $25.8BVictoryShares International Free Cash Flow ETF · $299M

+25.2%3 years · per year$19,645 · […][…]

+13.4%5 years · per year$18,791 · […][…]

0.25%Expense ratio$25 · $67 on $10k · lower wins0.67%

3.05%12-mo yield$305 · $171 on $10k1.71%

−10.6%Worst dropSmaller wins−7.3%

16.2%VolatilityLower wins14.7%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDF · IFLO

0.6%DTE.DE2.4%

0.6%SU.TO2.7%

0.6%CNQ.TO2.1%

0.4%6758.T1.6%

Held in common9.6%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.42%	−0.6%	+9.2%	+13.0%	+20.1%	+8.1%	−11.5%	$189.0B
3	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.71%	−0.6%	+27.3%	+33.1%	new	new	−7.3%	$299M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.42%	−0.6%	+9.2%	+13.0%	+20.1%	+8.1%	−11.5%	$189.0B
3	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.71%	−0.6%	+27.3%	+33.1%	new	new	−7.3%	$299M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IFLO

FNDF

Schwab Fundamental International Large Company Index

$18,791

IFLO

VictoryShares International Free Cash Flow

[…]

MeasureFNDFIFLO

Fee0.25%0.67%

Cost on $10k a year$25$67

Yield3.05%1.71%

5 years, per year+13.4%[…]

3 years, per year+25.2%[…]

Worst drop · 1Y−10.6%−7.3%

Volatility · 1Y16.2%14.7%

2–2measures won
level

9.6%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.1%

IEFAiShares

+9.2%

+12.1%Year to date+9.2%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: FNDF, IFLO, IEFA

Today

57.5%most shared, FNDF and IEFA

FNDFIFLOIEFA

FNDF—9.6%57.5%

IFLO9.6%—7.8%

IEFA57.5%7.8%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$335most kept, IEFA

IEFA$342 − $7 = $335

FNDF$305 − $25 = $280

IFLO$171 − $67 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee